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Posts Tagged with "profitability"

  • Business Financing

    Posted on June 9th, 2010

    Written by Dan Lacy

    Tags

    Banker, Business, debt ratio, financial statements, Income statement, profitability, Small business

    Harold Thought He Knew His Banker

    It was early spring; the temperatures were much warmer than normal as the banker walked down the sidewalk to talk to see his customer.  Harold knew his banker was coming, he just could not figure out why.  His line of credit was in good shape and he had not missed a loan payment in years.  [...]

  • Business Financing

    Posted on February 28th, 2010

    Written by Dan Lacy

    Tags

    Business, credit, credit score, debit ratio, debt ratio, Finance, financial statements, Indianapolis, Line of credit, profitability

    Who Gets Financed In this Credit Crunch?

    Last week I met with a business owner who had just learned that his bank was not renewing his line of credit. Over the last 15 years the business had grown consistently, always had a $750,000 line of credit, but this year revenue was way off due to the recession. The bank had changed ownership; his banker [...]

  • Uncategorized

    Posted on February 26th, 2010

    Written by Dan Lacy

    Tags

    Business model, business success, Isrealites, Management, motivation, Numbers, Old Testament, profitability, resources, Strategic planning, Strategy, vital activity

    Planning Today – Thriving Tomorrow

    In the first and second chapters of the book of Numbers in the Old Testament, we find a detailed description of the Israelite campsite during their wilderness trek.  To the casual reader, an outline of the particulars of encampment might seem to be irrelevant minutiae.  What is actually presented, however, is a brilliant model for [...]

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